AEON Platinum MasterCard
Get 10% cashback at AEON Stores and AEON BiG every month and up to 6x AEON Points with AEON Platinum MasterCard. Enjoy travel benefits such as free access to the airport lounge and travel insurance.
Cashback, Points & Airport Lounge AccessProduct summary
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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Samsung Galaxy Z Fold6
worth RM7299
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Cashback
Get 10% cashback every 20th and 28th of the month when you shop during AEON Thank You Day in all AEON Stores (AEON retail, MaxValu, Daiso, Komaiso, AEON Delight, MyAEON2Go, AEON Fantasy and AEON Wellness) and AEON BiG Hypermarkets. In addition, enjoy 2% cash back on any online spending (exclude flexi payment plans).
| CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
|---|---|---|---|
| AEON and AEON BiG Thank You Day (Every 20th and 28th of the month, respectively) | 10% | RM100 | any amount monthly |
| Online Spend (Exclude flexi payment plans) | 2% | RM25 | any amount monthly |
Rewards
Enjoy 6x AEON Points for overseas spending! Besides that, spending inside of AEON Stores and AEON BiG Hypermarkets gets you 4x AEON Points, while other transactions give you 1x AEON Points. You can convert your AEON Points into cash at a conversion rate of 400 AEON Points = RM1.
| Earn | Spend |
|---|---|
| 6 points on every RM1 | for overseas spending |
| 4 points on every RM1 | for spending in AEON Stores and AEON BiG Hypermarkets everyday (except on the 20th and 28th of the month) |
| 1 point on every RM1 | for other transactions (exclude petrol, government service, trading service, balance transfer, service charges, utility bills, fees, finance charge, cash advance) |
Travel
Principal cardholders get to enjoy 6x complimentary access in a calendar year to selected Plaza Premium Lounge in Malaysia. In addition, purchase your flight ticket with AEON Platinum MasterCard to get covered with up to RM1 million worth of global travel insurance coverage. Terms apply to all!
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM1,000,000 |
| Delayed Flight | Up to RM600 |
| Delayed Luggage | Up to RM600 |
Balance Transfer
Enjoy great value with the AEON Balance Transfer Plan which offers low interest rates for up to 36 months of tenure.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 0% p.a. and 3%one-time upfront handling fee | from RM1,000 |
| 18 months | 3.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
AEON 0% Instalment Payment Plan offers free instalments of up to 36 months at participating merchants. For all other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months at competitive rates.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 2.5% one-time upfront handling fee | RM500 |
| 12 months | 3.5% one-time upfront handling fee | RM1,000 |
| 18 months | 5.5% one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM200 primary card
First year free
Waived when you spend minimum combined spending of RM18,000 in a year from the second year onwards
- RM100 supplementary card
- RM200 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to RM3,000
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Annual Income
- RM60,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Malaysians Only
Features
- Easy Payment Plan
- AEON Cards 0% Instalment Payment Plan
- Get your latest smartphone, home appliances, and portable gadget what-have-yous affordably with an interest-free instalment plan from AEON - available at selected merchants.
- AEON Cards Flexi Payment Plan
- Only one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
- Balance Transfer Plans
- AEON Cards Balance Transfer Plan
- AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.
Review
Credit Card » AEON
AEON BiG Visa Gold
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
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AEON Platinum MasterCard
- Min. Income
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- Annual Fee
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- Cashback
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AEON Platinum Visa
- Min. Income
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- Annual Fee
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- Cashback
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AEON Visa Gold
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- Annual Fee
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AEON MasterCard Gold
- Min. Income
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- Annual Fee
- Free*
- Cashback
- up to 8%
AEON BiG Visa Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
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AEON Visa Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON MasterCard Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
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AEON The Japan Club of Kuala Lumpur Visa
- Min. Income
- RM4,000/month
- Annual Fee
- Free
- Cashback
- up to 5%
