Alliance Bank Visa Platinum
Enjoy PLATINUM benefits of up to 8x Timeless Bonus Points for all your everyday spending, online or offline. Redeem your TBP with cool gifts anytime.
High Bonus Points!Product summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
Trip to Phuket for 2 OR RM3,000 Travel Vouchers
worth RM3000
when you apply through RinggitPlus *
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Rewards
Collect Timeless Bonus Points (TBP) that never expire when you swipe on eligible spending categories locally and overseas. If you accumulate enough TBPs, you can redeem them for attractive gifts and services. Additionally, please note that for any spend above RM3,000 on each statement cycle for online shopping transactions and eWallet reload, you'll earn 1x TBP for every RM1 transaction instead.
| Earn | Spend |
|---|---|
| 8 points on every RM1 | on online shopping transactions and eWallet reload (both are capped at RM3,000 per statement cycle) |
| 3 points on every RM1 | on overseas and dining transactions |
| 1 point on every RM1 | on other retail transactions (such as Instalment Payment Plan, Flexi Payment Plan, JomPay and FPX transactions), entertainment, auto-billing, and contactless spends |
Balance Transfer
Start paying off your accumulated credit debt from other banks' credit cards with a low-interest Alliance Bank balance transfer and a longer repayment period of up to 24 months.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a.and no one-time upfront handling fee | from RM1,000 |
| 12 months | 9.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 18 months | 9.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 9.88% p.a. and no one-time upfront handling fee | from RM1,000 |
Fees & Charges
- Annual Fee
- RM120 primary card
Free for first year
Waived when you swipe 12 times with no minimum spend each year, from the second year onwards
- RM0 supplementary card
- RM120 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to 80%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Cash Advance / Cash Loan
- Alliance Bank FastCash
- Get the money you want when you need it with the Alliance Bank Fast Cash plan from as low as 9.88% interest rate per annum for 12, 24 to 36 months.
- Balance Transfer Plans
- Alliance Bank Balance Transfer Plan
- Switch to the Alliance Bank Balance Transfer Plan and enjoy low interest rates from 0% per annum for up to 24 months. You only need to transfer a minimum of RM1,000!
Review
Credit Card » Alliance Bank
Alliance Bank Visa Virtual Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- No
Alliance Bank Visa Signature
- Min. Income
- RM4,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
Alliance Bank Visa Platinum
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
Alliance Bank Visa Infinite
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
Alliance Bank Visa Infinite Business Credit Card
- Min. Income
- RM -/month
- Annual Fee
- Free
- Cashback
- up to 1.5%
Alliance Bank Visa Basic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
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