MyEG-RHB Credit Card

There is a world of convenience waiting for you when you use MyEG, Malaysia's E-Government Services provider as it allows you to easily conduct transactions with various government agencies online and offline. 

What better way to take advantage of an already excellent service than by enhancing it with the MyEG-RHB Credit Card, offering you up to 5X Loyalty Points when you pay for your MyKad/IC replacement, JPJ summons and driving license renewal online?

MyEG-RHB Credit Card rewards you with up to 5X Loyalty Points

Every time you use MyEG-RHB Credit Card services whether at the counter or online on www.myeg.com.my to pay for your monthly utility bills or renew your road tax, you will get 5X Loyalty Points on your payments. 

For transactions elsewhere, such as at the supermarket or mall, you will receive 1X Loyalty Points for every Ringgit spent - and this includes online purchases! 

The best thing is that there is no limit to how many reward points you can accumulate, but keep in mind that they will expire after 2 years.

Unfortunately, there will be no reward points when paying for government service tax, cash advances, cash withdrawals, RHB Bank Smart Move, or anything similar. 

Once you have enough points, use them to redeem gifts and prizes from the RHB Rewards Redemption Programme.

MyEG-RHB Credit Card Smart Move Balance Transfer

With the RHB Smart Move Balance Transfer plan, you can transfer outstanding balances from other credit cards to your brand-new MyEG-RHB Credit Card. 

So, if you're having trouble staying on top of your monthly credit card bills, transfer today to enjoy up to a 36-month instalment plan to pay off your credit card debts.

Good news! Valid until 31 December 2024 (“Campaign Period”), you can enjoy 0% interest over 12 months of a balance transfer plan with a minimum amount of RM1,000, subject to the campaign’s terms and conditions. The maximum transfer amount would be up to RM30,000, which is subject to 80%* of your available RHB Credit Card/-i credit limit.

Additionally, this campaign applies to new-to-bank credit cardholders and you can make an application within two (2) months from your new RHB Credit Card/-i approval date.

Any RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer campaign.

If you are keen, make an application by visiting any RHB branch or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

RHB Dial-An-Instalment Campaign

An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.

This campaign ends on 31 December 2024, so grab this chance to enjoy a 0% one-time upfront rate and stretch your payments to 3, 6 or 12 months with a minimum transaction amount of RM300, RM500 and RM1,000 respectively. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.

You must be a new-to-RHB Credit Card/-i holder and you can only take part within three (3) months from the month that your new RHB card/-i is approved to participate in this campaign. The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

RHB CashXcess Zero Interest Campaign

From 1 January 2024 until 31 December 2024, you can enjoy 0% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.

Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set at up to RM30,000 subject to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign and the CashXcess application must be approved within two (2) months from your RHB Credit Card/-i approval date.

The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by visiting any RHB branch near you or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part.

Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account. Do ensure that your credit limit is sufficient before you apply!

Visa payWave

For purchases up to RM150, you will be able to pay for your items using the VISA payWave, contactless payment technology embedded in your brand-new credit card. 

Simply wave your credit card in front of the point-of-sale device - no need to swipe! 

Bear in mind that not all merchants have adopted this technology, but most major supermarkets such as Cold Storage, AEON or Lotus do offer such services.

Easily Accessible

This is by no means an exclusive credit card reserved for the affluent crowd. 

All you need is to be at least 21 years old and earn at least RM2,000 per month - that makes only RM24,000 per year. 

The annual fee is RM88 for the RHB MyEG-RHB principal card, which will be waived for the first year.

Who can apply for a MyEG-RHB Credit Card?

Anybody aged 21 years old and above can apply for a MyEG-RHB Credit Card.

All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.