Up to 12% cashback for petrol
Why should I choose RHB Shell Visa Credit Card-i?
Fueling your car these days can be expensive especially if you are always on the road. If you are looking for ways to save money for petrol spending, why not take advantage of a petrol credit card?
Co-branded with Shell, this Islamic credit card offers attractive tiered cashback not just for fuel spending but also for your necessary expenses such as grocery, e-wallet reload, online spending as well as utility payments. Because it’s tiered, the cashback that you may get is therefore fully dependent on how much you spend every month.
Here’s a brief look below at the tiered cashback amount that you may get to earn from fueling at Shell station using this card.
| Total Monthly Spend (RM) | Shell Petrol Spending |
| 2,500 and above | 12% |
| 1,500 - 2,499.99 | 8% |
| 800 - 1,499.99 | 5% |
| Monthly Cap | RM50 for each tier |
Allow great savings for your everyday essentials
Say, if you are someone who drives less frequently and spends quite a moderate amount on petrol every month, you may find the Shell petrol cashback not exactly beneficial for you. However, that doesn’t mean that this card isn’t worth being the next best cashback credit card for your monthly expenses.
If you are a big spender who most of the time spends thousands a month on groceries, online spending, utility payments and e-wallet reload, the RHB Shell Visa Credit Card-i offers you up to 5% cash back with a monthly cap of RM50 on these categories. You may also earn 0.2% cash back on other retail purchases.
| Total Monthly Spend (RM) | Groceries, Online, E-Wallet Top-Up and Utilities | Other Retail Spending |
| 2,500 and above | 5% | 0.2% |
| 1,500 - 2,499.99 | 2% | 0.2% |
| 800 - 1,499.99 | 1% | 0.2% |
| Monthly Cap | RM50 | Unlimited |
Additionally, RHB has a list of eligible merchant category codes and examples for the cashback above for your reference. You can check them out here. But if you need a quick browse, below are some of the eligible participating merchants.
Groceries:
- Jaya Grocer
- AEON Supermarket
- Giant
- Other supermarkets and hypermarkets
Online:
- GrabFood
- Food Panda
- Zalora
- McDonald’s Delivery
- Other online platforms
E-Wallet:
- GrabPay
- Touch ‘n Go eWallet
- Boost
- BigPay
- Lazada Wallet
- Shopee Pay
- WeChat Pay
Utilities:
- Astro
- Celcom
- Maxis
- TNB
- Other utility billers
Moreover, due to the Islamic nature of this credit card, the transactions below are prohibited from earning any cashback and will be declined.
- Beer, Wine and Liquor
- Cigar Stores and Stands
- Gambling
- Dating and Escort Services
- Government Owned Lotteries (US region only)
- Government Licensed Online Casinos (Online Gambling and US region only)
- Government Licensed Horse/Dog Racing (US region only)
VISA Ecommerce Purchase Protection Programme
If you fancy shopping via online platforms, you can enjoy this Ecommerce Purchase Protection programme by VISA exclusively for RHB Shell Visa credit cardholders. What’s great is that this program is eligible for any online platform both local and international. Here are some benefits that you can find from this programme:
- Your purchases will be covered by losses due to non-delivery or incomplete delivery, plus physical damage to your purchased goods
- Automatically activated when an item is purchased
- Claims and insurance details can be made available online from the AIG Cardholder Insurance Portal
0% Interest RHB Smart Move Balance Transfer Campaign
Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!
Valid from now until 31 December 2024 (“Campaign Period”), you can enjoy 0% interest over 12 months of a balance transfer plan with a minimum transfer amount of RM1,000, subject to the campaign’s terms and conditions. The maximum transfer amount would be up to RM30,000, which is subject to 80%* of your available RHB Credit Card/-i credit limit.
Additionally, this campaign applies to new-to-bank credit cardholders and you can make an application within two (2) months from your new RHB Credit Card/-i approval date.
Any RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer campaign.
If you are keen, make an application by visiting any RHB branch or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB Dial-An-Instalment Campaign
An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.
This campaign ends on 31 December 2024, so grab this chance to enjoy a 0% one-time upfront rate and stretch your payments to 3, 6 or 12 months with a minimum transaction amount of RM300, RM500 and RM1,000 respectively. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 3 months | RM300 | 0% | 0% |
| 6 months | RM500 | 0% | 0% |
| 12 months | RM1,000 | 0% | 0% |
You must be a new-to-RHB Credit Card/-i holder and you can only take part within three (3) months from the month that your new RHB card/-i is approved to participate in this campaign. The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB CashXcess Zero Interest Campaign
From 1 January 2024 until 31 December 2024, you can enjoy 0% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.
Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set at up to RM30,000 subject to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign and the CashXcess application must be approved within two (2) months from your RHB Credit Card/-i approval date.
The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by visiting any RHB branch near you or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part.
Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account. Do ensure that your credit limit is sufficient before you apply!
