What is Generali 110 CI Assure about?
In essence, the Generali 110 CI Assure will have you covered for up to 110 events for all 36 critical illnesses.
Additional perks of this critical illness insurance would include a complimentary second medical opinion before undergoing surgery, and psychological counselling services.
On top of that, there will be no waiting period between claims!
How much can I claim with this Generali insurance?
The cash amount that you are entitled to receive from this Generali insurance will depend on the severity of your illness.
Your insurance claims can be divided into 3 categories as shown below:
- Early Stage - 30% of your sum insured
- Intermediate Stage - 60% of your sum insured minus any prior claims from the same critical illness category
- Advanced Stage - 100% of your sum insured minus the total claim previously from the early and intermediate stages
For additional coverage for Angioplasty and other major coronary artery diseases, Generali will pay you an extra 10% of the 110 CI Assure sum insured.
How much is the premium of my critical illness insurance?
When you attach the Generali 110 CI Assure to a traditional plan, the premiums of your critical illness insurance will be payable until the expiration of this rider or when you cancel your basic plan.
Similarly, if you choose to attach this Generali insurance to an Investment-linked plan, you will have to pay insurance charges until your rider expires or when you terminate your basic insurance plan.
Your quoted premium amount will largely depend on your age, gender, smoking status, and your overall health condition.
If you supplement a traditional plan with the 110 CI Assure, your premium will be based solely on your entry age and will be level throughout your policy term.
How do I make insurance claims?
To make insurance claims, all you have to do is call the Generali Hotline at 1-300-88-1616, available from Monday to Friday.
A representative will be available to help you out regarding any claims or inquiries.
Generali 110 CI Assure waiting period and insurance claims
The waiting period of your Generali 110 CI Assure insurance claim will differ based on the type of critical illness that you suffer from:
| Waiting Period | Type of Critical Illness |
| 60 days |
|
| 30 days |
|
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
