What is Generali 360 Cancer Assure?
The Generali 360 Cancer Assure is a critical illness insurance policy specifically made for the illness of cancer.
It is meant to act as a financial shield against the instability of having hospital and medical bills piling up and to ensure that your main focus is fighting cancer and not worrying about cost.
This Generali insurance literally will provide you with 360% of your sum assured if you are diagnosed with cancer and require therapy, treatment, financial support, and even a second medical opinion.
It has your back with nursing care, psychologist consultation, transport and more.
What are the exclusions of this Generali insurance?
Since this is a cancer-specific policy it will not cover any illness other than cancer.
Also, this Generali insurance will not cover any indication or symptoms of cancer before or within 60 days of the issuing of this policy or renewal date.
Another exclusion for the coverage of cancer is if it arises or is caused by a pre-existing illness, Acquired Immune Deficiency Syndrome (AIDS) or Human Immuno-Deficiency (HIV). As such, Generali reserves the right for applicants to undergo a blood test to ensure the non-existence of both AIDS and HIV.
Are there any other benefits of Generali 360 Cancer Assure?
Much of the benefit offered by Generali 360 Cancer Assure is regarding your financial needs but it also ensures that you will have access to information and guidance in a difficult time.
Of course, you should have enough funding to go for therapy and seek out alternative treatment, but you will also have access to psychological treatment, child care services, nursing care, nutritionist services, fitness coaches and hair care or wigs.
Generali wants to be there for you emotionally and to ensure that you will be mentally prepared for the shock of cancer should you have it.
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
